All you own. All you owe. One number. One place.

Every account, pot, ISA, pension, asset and debt in one calm picture — plus the everyday money admin your spreadsheet keeps forgetting.

Create your free account

Free while in beta
No card
No bank linking
No ads

The Cavent dashboard showing a net-worth total and recent activity

You already have a system. It's a spreadsheet, and it's 70% right.

There's a tab you update when you remember. A pot you forgot to add. A pension you've never opened. You half-know you're fine — you just can't see it.

Cavent is that spreadsheet, finished.

What makes it different

The money admin nobody else tracks

Other apps stop at your balances. The things that actually eat your money have a home here.

Trips and leave

Plan a trip, set what it should cost, watch it as you go. Your annual leave sits alongside it, because the two are the same decision.

A trip plan in Cavent with a target cost and spend so far

Presents and people

Tag spending to a person. See what Christmas actually cost, before next Christmas.

Cavent totalling spending tagged to one person

Salary, tax and pension — posted for you

Tell Cavent how you're paid once. Every month it posts your take-home, tax and pension contributions on its own.

Cavent's income screen showing take-home, tax and pension

The whole picture

One honest number, across everything

Current accounts, savings pots, ISAs and your allowance, pensions, property, cars, loans, credit cards, and the money you're owed and owe. Cavent adds it up and keeps a history, so you can see where you stand and how it's moving.

The Cavent net-worth screen breaking down what you own and owe

You enter it. That's the point.

1
Set it up once
A guided walkthrough gets your accounts, pots and pension in. Ten minutes, at your own pace.
2
Keep it current
About five minutes a week if you log your spending, less if you just keep balances up to date. Your salary posts itself either way.
3
See where you stand
One number, always up to date, on any device.

No bank linking. Nothing reads your transactions. Cavent only knows what you tell it — which is exactly why it can't get it wrong behind your back.

Privacy

Your numbers, kept quiet

Hosted in the EU
Encrypted in transit and at rest
No ads, no data selling, ever
Export everything to a spreadsheet, or delete your account and all of it, whenever you want.

The maker

Built by one person, in the open

I'm Josh. I spend my working life pulling scattered numbers into one clear picture for businesses. My own money was the exception — spread across accounts, ISAs, a pension and a car, and living in a spreadsheet I only half-trusted. Cavent is the tool I built to fix that: everything I own and owe, in one number, updated in about five minutes a week. It's just me building it, and I read every email.

Questions, answered

Is it really free?

Free while we're in beta, with no card and no limits. If that changes, you'll hear it from me first and anyone already using Cavent gets looked after.

Does it connect to my bank?

No. There's no bank linking and no Open Banking. You enter your figures; Cavent never sees your transactions.

Is this financial advice?

No. Cavent shows you your own numbers. It doesn't recommend products, and it isn't advice.

What happens to my data?

It's yours. Hosted in the EU, encrypted, never sold, never used for ads. Export or delete it at any time.

What can I use it on?

Any browser, and it installs to your phone home screen. Native iOS and Android apps are coming.

Can I get my data back out?

Yes — a full export to a spreadsheet, whenever you want.

Ready to see the whole thing?